How first home loan deposit scheme placements will affect the market
/Republished from Michael Matusik.
Whilst most of the housing industry applauds another 10,000 new federal government first home loan deposit scheme placements, some of us continue to shake our heads.
How did come to this, when it seems okay to place the top loan threshold for a first home buyer at $950,000!
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Loanscape has today released its Borrowing Capacity Index for Q4/2024. It confirms the forecast trend that borrowing capacities of Australian individuals and families are recovering from their low levels which coincided with the last of the recent increases to borrowing rates initiated by the Reserve Bank of Australia.