Never So Much Interest in Interest Only
/The dust now appears to be settling after the latest round of interest rate volatility which we have seen during the course of the past 4 months. All major lenders have made dramatic changes to interest rates and lending criteria for new and existing borrowers preferring interest-only loans. How should borrowers respond?
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Loanscape has today released its Borrowing Capacity Index for Q4/2024. It confirms the forecast trend that borrowing capacities of Australian individuals and families are recovering from their low levels which coincided with the last of the recent increases to borrowing rates initiated by the Reserve Bank of Australia.