Do you want to stay informed about trends and developments in the property and finance markets?
Loanscape is your information resource about lending and property. Our foundation principles are:
Transparency in all that we say and do
Loyalty and long term relationships
Operation within a network of like-minded industry participants and commentators so that Australians have access to information about financial and property related services
ABC Nightlife – Mortgage stress surging – August 2023
According to the latest home-lending data, there's been a spate of forced sales as people who purchased at ultra-low interest rates during the pandemic period find they can no longer keep up with surging mortgage repayment, after nearly a year and a half of almost continuous monthly interest rate rises. The real estate listings often tell the tale of these "distressed listings", with terms such as "urgent sale", "desperate seller", "mortgagee in possession" thrown about. Bruce Carr, independent Mortgage Broker and Principal of "Loanscape" joined Philip Clark on Nightlife to look at what you need to sort your mortgage out and answer listener questions.
ABC Nightlife – Mortgage incentives are they what they seem? – April 2023
Banks and other lenders offer sweeteners to draw in new customers or attract other bank customers to come over to them. As the impact of rising interest rates and higher inflation is felt by many across Australia, home loan lenders are rolling out offers and incentives to attract first-home buyers and those refinancing. Incentives include free internet plans, energy-saving deals, and frequent flyer points. Bruce Carr, independent Mortgage Broker and Principal of "Loanscape", joined Philip Clark to discuss what is good value, what might not be, and what you should be wary about.
Loanscape’s Borrowing Capacity Index is a direct measure of the changes to borrowing capacity for prospective home buyers. It is an expression of the relative change in borrowing capacity for singles and couples among a basket of lenders.
It factors in changes to interest rates, lending policies, regulatory changes and trends in incomes and living expenses.